FZR PREMIER INSURANCE
Protection for the place you call home
Homeowners insurance can help protect the structure of your home, personal belongings and your financial interests when covered losses happen. FZR Premier Insurance can help compare available carrier options and explain important limits, deductibles and endorsements.
Coverage options to consider
Dwelling Coverage
Helps protect the insured home structure against covered causes of loss, subject to policy terms and limits.
Other Structures
May cover qualifying detached structures such as a fence, shed or detached garage.
Personal Property
May help repair or replace covered belongings after a covered loss, based on your policy settlement terms.
Personal Liability
May help protect against certain covered claims alleging bodily injury or property damage to others.
Loss of Use
May help with certain additional living expenses when a covered loss makes the home temporarily uninhabitable.
Optional Endorsements
Depending on the carrier, additional options may be available for valuables, water backup and other exposures.
Who this coverage may be for
Homeowners, first-time buyers, families reviewing replacement cost needs, mortgage customers, landlords seeking separate dwelling coverage options, and households considering home-and-auto bundling.
Information that can help us quote your coverage
- Estimated rebuilding cost
- Roof age and home updates
- Deductible options
- Personal property valuation
- Liability limits
- Special property or endorsement needs
Exact coverages, eligibility, pricing, exclusions and limits depend on the carrier, policy form and underwriting. We can help you compare available options and understand the differences before you choose a policy.